Missouri Car Accident Lawyers Fighting for Injured Drivers.
IHurt in a car accident in Missouri? We have recovered over $100 million for accident victims across the state.
What to Do After a Car Accident
7 Steps Missouri Car Accident Victims Should Take
What you do right after a car accident in Missouri can make or break your case. Follow these steps to protect yourself.
Call 911 and get a police report
Missouri law requires you to report any accident with an injury or property damage over $500. A police report is one of the most important pieces of evidence in your case.
Seek medical attention immediately
Even if you feel okay, see a doctor right away. Injuries like whiplash and concussions can take days to show up. If you wait, the insurance company may use that delay to deny your claim.
Document everything at the scene
Take photos of the vehicles, the road, any signs, and your injuries. Get the other driver's name, insurance information, and license plate. Collect contact information from any witnesses.
Do not admit fault or apologize
Even saying "I'm sorry" can be used against you later. Do not discuss fault at the scene. Let the investigation determine what happened.
Do not give a recorded statement to any insurer
The other driver's insurance company will call you soon and ask for a recorded statement. You do not have to give one. What you say can be used to reduce your payout. Say no and call us first.
Preserve all evidence and records
Keep all medical bills and records. Save your photos and videos. Write down your symptoms every day. Do not fix your car until our team has had a chance to document the damage.
Contact Missouri Injury Attorneys
We begin investigating immediately at no cost to you. Surveillance footage gets deleted fast. Witnesses move on. The sooner we get involved, the better your chances.
Do You Have a Case?
Missouri Car Accident Law What You Need to Know
Missouri has specific laws that affect your car accident case. Here is what you need to know.
Pure comparative fault
Missouri In Missouri, you can still get paid even if the accident was partly your fault. Your payout is reduced by your share of the blame. If you were 30% at fault and your damages are $100,000, you can still recover $70,000. Insurance companies will try to push your percentage higher. We push back.
5-year statute of limitations
You have 5 years to file a personal injury claim in Missouri. Wrongful death claims must be filed within 3 years. But waiting is risky. Footage gets deleted, witnesses forget, and evidence disappears. Contact us as soon as you can.
Missouri minimum insurance requirements
Missouri requires drivers to carry at least $25,000 per person in injury coverage and $10,000 in property damage coverage. Many drivers only carry the minimum, and some carry nothing at all. We look at every possible source of money you can recover, including your own uninsured motorist coverage.
What damages you can recover
If you were injured in a Missouri car accident, you may be able to recover medical bills, lost pay, property damage, pain and suffering, and emotional distress. In some cases you may also be entitled to additional damages if the other driver acted recklessly. We pursue every dollar you are owed.
Injuries We Handle
Common Car Accident Injuries in Missouri
Car accidents in Missouri can cause injuries ranging from minor to life-changing. We handle all types of cases.
If a family member was killed in a Missouri car accident, our wrongful death attorneys can help your family get justice and compensation.
How We Handle Your Case
What Happens After You Call Us
When you call us, we handle everything so you can focus on getting better. Here is what happens next.
Free case evaluation
We go over your accident and injuries with you at no cost. We give you an honest picture of what your case is worth and what to expect.
Investigation
We collect police reports, medical records, video footage, witness statements, and expert opinions. We move fast so nothing gets lost.
Demand and negotiation
We put together a full demand package and take it to the insurance company. We push hard to get you the full value of your case.
Litigation if necessary
If the insurance company won't pay what you deserve, we take your case to court. Insurers that know we are ready to go to trial usually come back with better offers.
What Insurance Companies Do
Why Missouri Insurance Companies Fight Your Claim
Insurance adjusters are trained to pay you as little as possible. Here are the most common ways they do it.
Recorded statements
They call fast and ask to record you. This is not to help you. It is to get you to say something they can use against you. You do not have to agree to it.
Lowball early offers
The first offer is almost always too low. It is meant to close your case quickly, before you know how serious your injuries really are.
Disputing liability
Even when fault is obvious, insurers will try to blame you. In Missouri, the more fault they assign to you, the less they have to pay.
Delay tactics
Some insurers drag things out on purpose. They hope you'll take a low offer because you need the money. We keep things moving so that does not happen to you.
Local Injury Guide
Car Accident Claims Across Missouri
Missouri roads and highways each have their own risks. Here is what you need to know about car accident claims in the areas where we work.
Car accidents on I-70 Missouri's most dangerous interstate
Interstate 70 runs 251 miles across Missouri, connecting St. Louis, Columbia, and Kansas City. It carries a lot of truck traffic and sees high speeds. That makes it one of the most dangerous roads in the Midwest. Crashes on I-70 often involve multiple cars and serious injuries. Our attorneys handle I-70 cases across the entire corridor and know the local courts.
Uninsured and underinsured motorist claims in Missouri
Missouri has one of the highest rates of uninsured drivers in the country. If the driver who hit you had no insurance, your own uninsured motorist policy may cover you. Missouri requires insurance companies to offer this coverage, but drivers can opt out. We look at your policy, find every source of money available, and fight for it. Even if the other driver ran, you may still have options. Call us before you assume there is nothing you can do.
Distracted driving accidents in Missouri
Missouri now bans texting while driving, but enforcement is limited and distracted driving is still one of the top causes of accidents in the state. If a distracted driver caused your crash, proving they were on their phone can be very important. We can request phone records, get surveillance footage, and work with experts to build the strongest case possible.
Hit and run accidents in Missouri
If the driver who hit you drove away, you may still have a case. Your own uninsured motorist coverage may pay even if the other driver is never found. Missouri does require physical contact for most hit and run UM claims. We look at traffic cameras, business security footage, and witness accounts to try to find the driver. Call us right away. Time matters a lot in these cases.
What affects the value of a Missouri car accident settlement
No two car accident cases are the same. What your case is worth depends on how serious your injuries are, your medical bills, your lost income, your property damage, and how clear the fault is. Cases with severe injuries or wrongful death can result in very large recoveries. We look at every factor and fight for the full value of your case.
Have questions about your Missouri car accident case? Call us 24/7. Your first consultation is always free and confidential.
Frequently Asked Questions
Common Questions About Missouri Car Accident Claims
Still have questions? Call us any time. It is always free and confidential.
In Missouri, you have 5 years to file a personal injury claim. But acting fast matters. Security camera footage is often deleted within 30 days, and witnesses forget details over time. Contact us as soon as you can.
If you were hit by an uninsured driver in Missouri, you may be able to recover through your own uninsured motorist (UM) coverage. Missouri law requires insurers to offer UM coverage, though drivers can waive it in writing. Our attorneys investigate all available sources of recovery, including UM/UIM claims.
The value of your Missouri car accident case depends on your medical expenses, lost wages, property damage, pain and suffering, and any long-term impacts. Cases with serious injuries or wrongful death can result in six and seven-figure recoveries. We evaluate every case for free and give you an honest, detailed assessment.
In Missouri, you can still get paid even if you were partly at fault. Your payout is reduced by your share of the blame. If you were 20% at fault and your total damages are $100,000, you can still recover $80,000. Insurance companies will try to make your percentage higher. We work to keep it fair.
No. Insurance companies almost always start with a low offer. They want to close your case fast, before you know how serious your injuries are. Once you accept a settlement, you generally cannot ask for more later. Never sign anything without talking to an attorney first. Our consultations are always free.
Yes. Even minor accidents can cause injuries that do not show up for days, like whiplash or a concussion. An attorney makes sure all of your damages, including future medical costs, are included. Our consultations are always free, so there is nothing to lose by calling.
Call 911 and get a police report. See a doctor right away, even if you feel okay. Take photos of the scene and vehicles. Get the other driver's insurance and contact information. Collect witness names and numbers. Do not admit fault or give a recorded statement to any insurer. Then call us. We start working on your case immediately at no cost to you.
Ready to Fight for Your Missouri Car Accident Case?
We are available 24/7. Your consultation is always free and confidential. You pay nothing unless we win.